MARKETING: Bach Owner Protections

When you list a property on Bookabach you are automatically covered by our Liability Protection insurance.

Liability Protection

What it covers Protects you if you become legally liable to pay arising from injury and/or damage caused by an event that happens in connection with short-term holiday rental[1].
How you qualify
  • Enquiry/booking must have been received via Bookabach
  • New Zealand listings only
  • Domestic (NZ) or International guests
  • You are not otherwise insured for the loss
Amount of cover As defined in policy documents
NZ$2,000,000 for any one event for Public Liability
NZ$1,000,000 for any one event for Statutory Liability
Policy document

Liability Policy Schedule (PDF)

IMPORTANT: The above is a summary of the cover protection only, refer to the policy documents for full details and protections provided, including cover conditions and exclusions.

[1] Short-term holiday rental is defined as a stay lasting 60 days or less.

Bookabach is not an insurer or financial service provider. Insurance is administered by Frank Risk Management Ltd (a Registered Financial Service Provider). Insurance cover is provided by NZI. NZI is a business division of IAG New Zealand Limited, which has received a financial strength rating of AA- from Standard & Poor’s (Australia) Pty Ltd, an approved rating agency.

The rating scale is:
AAA (Extremely Strong) AA (Very Strong) A (Strong)
BBB (Good) BB (Marginal) B (Weak)
CCC (Very Weak) CC (Extremely weak) SD​ (Selective Default)​
D​ (Default)​ R​ (Regulatory Supervision)​ NR​ (Not Rated)​
The ratings from 'AA' to 'CCC' may be modified by the addition of a plus (+) or minus (-) sign to show relative standing within the major rating categories.
The rating scale above is in summary form. A full description of this rating scale can be obtained from